Investing for Children

Everyone wants the best for their children. So why not get real investment expertise working on their behalf?

Our Investment Plan for Children offers an easy and flexible way to use our extensive investment expertise to capture the growth potential of the stockmarket. It offers a choice of trusts, ranging from ‘core’ UK trusts to those with more adventurous strategies investing across Asia, all using our disciplined investment approach.

Aberdeen's Investment Plan for Children offers:

• Lump sum minimum of just £150 (per trust) or £30 per month (per trust)
• No initial plan charges – only annual management charges and stamp duty on share purchases*
• Freedom to stop and start contributions whenever you like, without penalty
• No fixed investment term – but a medium to long-term view is recommended
• Open to anyone over 18 who wants to invest for a child

Anyone can invest in the Plan – including parents, grandparents and family friends. Proceeds from the Plan can be used for any purpose you wish. You could use it to help provide for childcare while a child is young - or school fees as they get older.

You may prefer to invest over the very long term, building up a lump sum for when they reach 18 or 21 – perhaps to help pay for university, a deposit on a first home, or towards the cost of a wedding.

In short, whatever you are planning for a child’s future – our Investment Plan for Children is designed to help.

How to Invest

Once you’ve decided how much money you wish to invest either on your own or with your adviser, complete the relevant application form (and Direct Debit form for monthly savings investment) and return them to us by post.

*You will incur the dealing costs represented by the difference between the buying and selling price of an investment company’s shares (the ‘bid-offer spread’). This ‘spread’ varies from company to company, depending on supply and demand in the stock market.